The objective of establishing Oywa Sacco was to enhance members’ individual and group socio-economic status by way of: -

• To promote thrift among its members by affording them an opportunity for accumulating their savings and deposits and create thereby a source of funds from which loans can be made to them exclusively for provident and productive purposes, at fair and reasonable rates of interest; thereby enabling them to use and control their money for their mutual benefit.
• To offer members an opportunity to save and ensure personal growth through the introduction of new products and services that will promote the economic base of the members.
• To ensure progress of members and society through continuous education programs on proper use of credit, reduction of poverty, human dignity and co-operation.
• To apply the co-operative principles of co-operation among co-operatives in order to promote members’ interests and in furtherance to the objects the society shall, affiliate to the relevant National Co-operative unions and the Apex society.

• Teamwork

• Integrity

• Hard work

• Commitment

• Servitude